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Does Capitec give loans to unemployed?

Do you need money fast?

Look no further than Capitec! With a few simple steps, you can qualify for a loan in no time. All you need is to be 18 years or older with a steady income, either from employment or pension.

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Plus, your minimum salary must be at least R5 000 (R10 000 for self-employed folks). Applying is easy – just WhatsApp 067 418 9565, call 0860 66 77 89, use our online application or app, or visit one of our branches.

Can I qualify for a loan at capitec if I’m self employed?


We now offer loans of up to R250 000 to self-employed clients who earn a monthly salary from their business. As a business owner, you’ll apply for credit in your own personal capacity and not as a business.

Don’t forget to bring along the necessary documents! So don’t delay – apply today and get the cash you need in an instant.

Credit insurance is required for all our personal loans to cover death, permanent or temporary disability, unemployment, the inability to earn an income or retrenchment.

Can I get a loan at Capitec without a payslip?


I need a loan at Capitec, but I don’t have a payslip. Unfortunately, you will not be able to apply for a personal loan with Capitec Bank if you do not have a payslip.

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